Frank D. Heuszel

Chief Executive Officer

American Pacific Bancorp

Certified Public Accountant, Certified Internal Auditor, and a Practicing attorney.

Mr. Frank Heuszel has been in banking his entire professional career and as a banker, he has served as Auditor, CFO, Manager of Special Assets, Creditor Officer, and General Counsel.

Excellent banking reputation as a strong credit officer, special assets manager, director of compliance, and banking operation officer.

For over 30+ years, he has served and managed the bank with assets as small as $1.5 billion to over $65 Billion. Leading a Special Assets Group team that service problem loan portfolio consisting of over 2,300 loans. On average his department managed a $4.6 plus billion commercial problem loan portfolio.

Specialize in the design and implementation of credit policies related to all commercial problem loans, proper loan grading, and calculation of related loan loss reserves.

Merger and acquisition of over 25 financial institutions, nonbanking businesses, and FDIC failed financial institutions.

Successfully solved a portfolio of problem loans that exceeded 230% of capital and assisted in taking banks public or selling the bank.


United States

Bethesda MD 20814
Hampden Square 4800

Montgomery Lane, Suite 210

Tel: (1) 301 971 3955 /  301 971 3940


7 Temasek Boulevard #29-01B

Suntec Tower One

Singapore 038987


Tel: (65) 6333 9181

Hong Kong

7/Floor, Skyway Centre,
23 Queen’s Road West
Sheung Wan, Hong Kong

Tel: (852) 2711 1808

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